Insurance Enrollment

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Need Health Insurance?

Open Enrollment for health insurance coverage through Get Covered New Jersey, NJ’s Health Insurance Marketplace, happens once a year, from November 1 to January 31.  If you want coverage to begin January 1, you must enroll by December 31. If you enroll in January, coverage will begin February 1.

The Open Enrollment period is typically the only time you can enroll in coverage through the Marketplace. If you have a qualifying life event, such as marriage, pregnancy, having a baby, or adoption, you may qualify for a Special Enrollment Period (SEP) to enroll in coverage outside of Open Enrollment. Also, people at a certain income level can enroll throughout the year. SEPs also allow current enrollees to make plan changes.

Financial Help is Available

9 in 10 people qualify for financial help! Get Covered NJ offers financial help to qualifying residents to help lower their monthly premiums and out-of-pocket expenses. New Jersey and the federal government are offering record levels of financial help to lower the cost of health insurance for most enrollees.

Learn more in Get Covered New Jersey’s Frequently Asked Questions.


You can apply to NJ FamilyCare, the state’s publicly funded health insurance program, year-round. Who is eligible?

If NJ FamilyCare denies coverage to you, it is not considered to be a “qualifying life event” for Get Covered NJ coverage if the application is submitted after the Open Enrollment period has ended. If you are enrolled in NJ FamilyCare, and lose that coverage because you become ineligible, then you can enroll in Get Covered NJ. Losing other coverage counts as a “qualifying life event” which lets you enroll outside of the Open Enrollment period.


Zufall Health offers assistance with enrollment in qualified health plans through NJ’s Health Insurance Marketplace at Get Covered NJ and NJ FamilyCare (Medicaid). Certified Insurance Enrollment Specialists are available to answer questions about insurance options and to help with applications for insurance.

For more information, please call Zufall’s insurance enrollment hotline at 973-891-3425 and leave a message with your full name, date of birth, and phone number. An Insurance Enrollment Specialist will call you back to schedule an appointment. Zufall Health can help you apply at any time during the year.

To get insurance, you must live in the U.S. and be a U.S. citizen or national (lawfully present).

Thank you for your interest in insurance enrollment assistance, please complete the form below and one of our Certified Application Counselors will get back to you shortly.

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Gracias por su interés con respecto a la asistencia para registrarse con el seguro médico, por favor complete la siguiente forma y uno de nuestros Consejeros Certificados se comunicará con usted en breve.

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